Very few products in the market today have the power to accelerate your path to financial freedom more than personal software (PFS) programs such as Intuit’s Quicken ’99 and Andrew Tobias’ Managing your Money.

According to Houston Financial Advisor Richard J. Alphonso, JDA, CPA, M.S.T., and Information Technology Manager Erin E. Makielski, PFS programs can help you:

• organize and analyze your cash flow information so that you can easily identify your cash sources and uses.
• balance your checkbook, pay your bills online and plan the timing of your cash expenditures.
• determine whether you’re adequately covering contingency needs, such as retirement funding and insurance coverage.
• maximize your tax deductions and organize your information for filing.

If you have the proper Internet tools you can access your brokerage and bank accounts, purchase investment products online and check the rate-of-return on your investments all from one place – your computer. How’s that for organization?